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Used - 2016 Cobia 21 Bay

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IN STOCK

Description

This 2016 Cobia 21 Bay has been well cared for and is in good overall condition—offering a solid opportunity for anyone looking to get on the water without stretching the budget. While you’ll notice some expected signs of use consistent with its age, the boat runs strong and presents well for a nearly 10-year-old model. It’s the kind of dependable, no-nonsense bay boat that delivers on value and performance, making it a smart choice for both newcomers and seasoned boaters alike. The 21 Bay is ideal for those who split their time between fishing and family outings. Its open layout, shallow draft, and smooth ride make it perfect for navigating skinny waters, hitting the back bays, or spending a laid-back day at the sandbar. Whether you're casting lines or cruising with friends, this Cobia balances practicality with versatility. Available now at The Boat House Whitewater, this one’s ready to hit Wisconsin’s lakes or rivers with ease. Call or stop in to see it in person—boats at this price point don’t last long.

Additional Features

  • Trailer
  • Bimini
  • Yamaha 150 Engine
  • Center-console design optimizes deck space and maneuverability—perfect for anglers
  • Integrated aft jump seats provide additional seating when needed but can fold away to maximize deck space for fishing


  • Location:Whitewater, WI
  • Manufacturer:Cobia
  • Year:2016
  • Status:IN STOCK
  • Stock #:CBH2125-B1-A
  • HIN:CBABA035E616
  • length:21
  • hull-type:Fiberglass/Composite
  • fuel-type:Gasoline
  • engine-horsepower:150
  • power:Yamaha F150XB
  • drive:Single Outboard

Location

Whitewater, WI

Contact Info


Business Hours

  • Sun-Mon Closed
  • Tue - Fri 8:30AM - 5:00PM
  • Sat 9:00AM - 3:00PM

Payment Calculator

Loan Payment Details


Price of Inventory Item

Min: $0

Max: $5000000

Sales Tax (%)

Min: 0%

Max: 10%

Trade-In Value or Down Payment

Min: $0

Max: $5000000

Rate (APR %)

Min: 0%

Max: 30%

Term (Months)

Min: 0 Months

Max: 288 Months

Monthly Payment Summary


  • Price of Inventory Item:

    $ 49999

  • Sales Tax (%)

    7 %

  • Trade In Value or Down Payment

    $ 0

  • Rate (APR %)

    7.25 %

  • Term Months

    180 Months


Estimated Monthly Payment:

$

*Financing offered through the Boat House Financial Services and our lending partners. Available rates are dependent on many factors including credit score, down payment, loan term, loan amount, vessel value and vessel age. Minimum credit history and down payment requirements will dictate final approval. Rates are subject to change without notice. Financing is available with approved credit (W.A.C.).The Boat House reserves the right to withdraw any offer of financing.

  • Inquire About Boat

  • Description

    This 2016 Cobia 21 Bay has been well cared for and is in good overall condition—offering a solid opportunity for anyone looking to get on the water without stretching the budget. While you’ll notice some expected signs of use consistent with its age, the boat runs strong and presents well for a nearly 10-year-old model. It’s the kind of dependable, no-nonsense bay boat that delivers on value and performance, making it a smart choice for both newcomers and seasoned boaters alike. The 21 Bay is ideal for those who split their time between fishing and family outings. Its open layout, shallow draft, and smooth ride make it perfect for navigating skinny waters, hitting the back bays, or spending a laid-back day at the sandbar. Whether you're casting lines or cruising with friends, this Cobia balances practicality with versatility. Available now at The Boat House Whitewater, this one’s ready to hit Wisconsin’s lakes or rivers with ease. Call or stop in to see it in person—boats at this price point don’t last long.

    Additional Features

    • Trailer
    • Bimini
    • Yamaha 150 Engine
    • Center-console design optimizes deck space and maneuverability—perfect for anglers
    • Integrated aft jump seats provide additional seating when needed but can fold away to maximize deck space for fishing


    • Location:Whitewater, WI
    • Manufacturer:Cobia
    • Year:2016
    • Status:IN STOCK
    • Stock #:CBH2125-B1-A
    • length:21
    • hull-type:Fiberglass/Composite
    • fuel-type:Gasoline
    • engine-horsepower:150
    • power:Yamaha F150XB
    • drive:Single Outboard
  • Location

    Whitewater, WI

  • Payment Calculator

    Loan Payment Details


    Price of Inventory Item

    Min: $0

    Max: $5000000

    Sales Tax (%)

    Min: 0%

    Max: 10%

    Trade-In Value or Down Payment

    Min: $0

    Max: $5000000

    Rate (APR %)

    Min: 0%

    Max: 30%

    Term (Months)

    Min: 0 Months

    Max: 288 Months

    Monthly Payment Summary


    • Price of Inventory Item:

      $ 49999

    • Sales Tax (%)

      7 %

    • Trade In Value or Down Payment

      $ 0

    • Rate (APR %)

      7.25 %

    • Term Months

      180 Months


    Estimated Monthly Payment:

    $

    *Financing offered through the Boat House Financial Services and our lending partners. Available rates are dependent on many factors including credit score, down payment, loan term, loan amount, vessel value and vessel age. Minimum credit history and down payment requirements will dictate final approval. Rates are subject to change without notice. Financing is available with approved credit (W.A.C.).The Boat House reserves the right to withdraw any offer of financing.

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2016 Cobia 21 Bay

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Whitewater

Used

IN STOCK

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