Home » Used Boats For Sale » Cobia » 2016 Cobia 21 Bay Prev Boat Used - 2016 Cobia 21 Bay |Featured IN STOCK Description This 2016 Cobia 21 Bay has been well cared for and is in good overall condition—offering a solid opportunity for anyone looking to get on the water without stretching the budget. While you’ll notice some expected signs of use consistent with its age, the boat runs strong and presents well for a nearly 10-year-old model. It’s the kind of dependable, no-nonsense bay boat that delivers on value and performance, making it a smart choice for both newcomers and seasoned boaters alike. The 21 Bay is ideal for those who split their time between fishing and family outings. Its open layout, shallow draft, and smooth ride make it perfect for navigating skinny waters, hitting the back bays, or spending a laid-back day at the sandbar. Whether you're casting lines or cruising with friends, this Cobia balances practicality with versatility. Available now at The Boat House Whitewater, this one’s ready to hit Wisconsin’s lakes or rivers with ease. Call or stop in to see it in person—boats at this price point don’t last long.Additional FeaturesTrailer BiminiYamaha 150 Engine Center-console design optimizes deck space and maneuverability—perfect for anglersIntegrated aft jump seats provide additional seating when needed but can fold away to maximize deck space for fishing Location:Whitewater, WI Manufacturer:Cobia Year:2016 Status:IN STOCK Stock #:CBH2125-B1-A HIN:CBABA035E616 length:21 hull-type:Fiberglass/Composite fuel-type:Gasoline engine-horsepower:150 power:Yamaha F150XB drive:Single Outboard Location Whitewater, WI Contact Info Address: N8066 County Hwy P Whitewater, WI, 53190 Phone: (262) 473-5960 Business Hours Sun-Mon Closed Tue - Fri 8:30AM - 5:00PM Sat 9:00AM - 3:00PM Payment Calculator Loan Payment Details Price of Inventory Item Min: $0 Max: $5000000 Sales Tax (%) Min: 0% Max: 10% Trade-In Value or Down Payment Min: $0 Max: $5000000 Rate (APR %) Min: 0% Max: 30% Term (Months) Min: 0 Months Max: 288 Months Monthly Payment Summary Price of Inventory Item:$ 49999 Sales Tax (%)7 % Trade In Value or Down Payment$ 0 Rate (APR %)7.25 % Term Months180 Months Estimated Monthly Payment:$ *Financing offered through the Boat House Financial Services and our lending partners. Available rates are dependent on many factors including credit score, down payment, loan term, loan amount, vessel value and vessel age. Minimum credit history and down payment requirements will dictate final approval. Rates are subject to change without notice. Financing is available with approved credit (W.A.C.).The Boat House reserves the right to withdraw any offer of financing. Apply For Financing Boat Inquiry Description Specs Location Payment Calculator Inquire About Boat Description This 2016 Cobia 21 Bay has been well cared for and is in good overall condition—offering a solid opportunity for anyone looking to get on the water without stretching the budget. While you’ll notice some expected signs of use consistent with its age, the boat runs strong and presents well for a nearly 10-year-old model. It’s the kind of dependable, no-nonsense bay boat that delivers on value and performance, making it a smart choice for both newcomers and seasoned boaters alike. The 21 Bay is ideal for those who split their time between fishing and family outings. Its open layout, shallow draft, and smooth ride make it perfect for navigating skinny waters, hitting the back bays, or spending a laid-back day at the sandbar. Whether you're casting lines or cruising with friends, this Cobia balances practicality with versatility. Available now at The Boat House Whitewater, this one’s ready to hit Wisconsin’s lakes or rivers with ease. Call or stop in to see it in person—boats at this price point don’t last long.Additional FeaturesTrailer BiminiYamaha 150 Engine Center-console design optimizes deck space and maneuverability—perfect for anglersIntegrated aft jump seats provide additional seating when needed but can fold away to maximize deck space for fishing Location:Whitewater, WI Manufacturer:Cobia Year:2016 Status:IN STOCK Stock #:CBH2125-B1-A length:21 hull-type:Fiberglass/Composite fuel-type:Gasoline engine-horsepower:150 power:Yamaha F150XB drive:Single Outboard Location Whitewater, WI Payment Calculator Loan Payment Details Price of Inventory Item Min: $0 Max: $5000000 Sales Tax (%) Min: 0% Max: 10% Trade-In Value or Down Payment Min: $0 Max: $5000000 Rate (APR %) Min: 0% Max: 30% Term (Months) Min: 0 Months Max: 288 Months Monthly Payment Summary Price of Inventory Item:$ 49999 Sales Tax (%)7 % Trade In Value or Down Payment$ 0 Rate (APR %)7.25 % Term Months180 Months Estimated Monthly Payment:$ *Financing offered through the Boat House Financial Services and our lending partners. Available rates are dependent on many factors including credit score, down payment, loan term, loan amount, vessel value and vessel age. Minimum credit history and down payment requirements will dictate final approval. Rates are subject to change without notice. Financing is available with approved credit (W.A.C.).The Boat House reserves the right to withdraw any offer of financing. Apply For Financing 5 Views This Week 2016 Cobia 21 Bay - Featured Whitewater Used IN STOCK $ 49,999 Apply for Financing Trade/Sell Schedule Demo Contact Seller: Δ Inquiry Type Get More Info Buy Boat Check Price Name(Required) First Last Email(Required) PhonePreferred Method of Contact:Preferred Method of ContactEmailPhoneWhere Customer Boats:Comments/QuestionsThis field is hidden when viewing the formBoat TitleThis field is hidden when viewing the formLocationThis field is hidden when viewing the formBoat URLThis field is hidden when viewing the formStocknumberThis field is hidden when viewing the formmmid Calculate Payment Other Recommended Boats: 2024 Monaco MC255SD New - $109,432 Johnsburg, IL 2023 Sportsman 227 Masters New - $89,999 Naples, FL 2025 Bennington 21SS New - $49,675 Whitewater, WI 2025 Bennington 22MFB New - $62,000 Three Lakes, WI 2025 Cobalt R4 Outboard New - IN STOCK Three Lakes, WI 2025 Sportsman 231 Heritage New - IN STOCK Port Charlotte, FL 2024 Parker 1801 CC New - $37,143 Port Charlotte, FL 2025 Monaco 235 RL New - $102,319 Johnsburg, IL 2025 Parker 2400 CC New - $99,025 Naples, FL 2024 Hurricane 218 SS New - SPECIAL SAVINGS! 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