Home » Used Boats For Sale » Monterey » 2023 Monterey 278 Prev Boat Next Boat Used - 2023 Monterey 278 |Featured IN STOCK Description This 2023 Monterey 278 has been gently enjoyed and shows beautifully — exactly what you’d hope for in a late-model, premium bowrider. With its sleek lines, plush seating, and attention to detail, this boat reflects true pride of ownership. You can tell it’s been well cared for, inside and out, with only light signs of use that confirm it’s been enjoyed responsibly rather than sitting idle. The 278 strikes the perfect balance between performance and comfort, making it an ideal choice for family cruising, entertaining friends, or relaxing at the sandbar. Monterey’s build quality and thoughtful layout make every outing feel effortless — from quiet morning runs to afternoon anchor-ups. Located at The Boat House Chicago – Chain O’ Lakes, this boat is right at home on local waters known for weekend get-togethers and sunset cruises. If you’ve been searching for a like-new Monterey without the brand-new price tag, this one deserves a closer look. Contact us today to schedule your showing before the season kicks off.Additional FeaturesBimini top with boot Fiberglass cockpit liner with non-skid In-floor ski storage with gas-assisted hatch & dry deck Stainless-steel drink holders, grab handles Swim platform with integral ladder Digital GPS speedometer & helm instruments Leather-wrapped tilt steering wheel Head compartment (toilet and sink) Seating with bow bolsters and lounge areas Location:Johnsburg, IL Manufacturer:Monterey Year:2023 Status:IN STOCK Stock #:UBA1726-B1-B HIN:RGFCL691A323 length:27 hours:165 hull-type:Fiberglass/Composite fuel-type:Gasoline engine-horsepower:350 power:Mercruiser 6.2 drive:Single Outboard Location Chicago, IL Contact Info Address: 515 Bald Knob Rd Johnsburg, IL 60051 Phone: (815) 788-1111 Business Hours Mon - Sun 8:00AM - 5:00PM Payment Calculator Loan Payment Details Price of Inventory Item Min: $0 Max: $5000000 Sales Tax (%) Min: 0% Max: 10% Trade-In Value or Down Payment Min: $0 Max: $5000000 Rate (APR %) Min: 0% Max: 30% Term (Months) Min: 0 Months Max: 288 Months Monthly Payment Summary Price of Inventory Item:$ 129999 Sales Tax (%)7 % Trade In Value or Down Payment$ 0 Rate (APR %)7.25 % Term Months240 Months Estimated Monthly Payment:$ *Financing offered through the Boat House Financial Services and our lending partners. Available rates are dependent on many factors including credit score, down payment, loan term, loan amount, vessel value and vessel age. Minimum credit history and down payment requirements will dictate final approval. Rates are subject to change without notice. Financing is available with approved credit (W.A.C.).The Boat House reserves the right to withdraw any offer of financing. Apply For Financing Boat Inquiry Description Specs Location Payment Calculator Inquire About Boat Description This 2023 Monterey 278 has been gently enjoyed and shows beautifully — exactly what you’d hope for in a late-model, premium bowrider. With its sleek lines, plush seating, and attention to detail, this boat reflects true pride of ownership. You can tell it’s been well cared for, inside and out, with only light signs of use that confirm it’s been enjoyed responsibly rather than sitting idle. The 278 strikes the perfect balance between performance and comfort, making it an ideal choice for family cruising, entertaining friends, or relaxing at the sandbar. Monterey’s build quality and thoughtful layout make every outing feel effortless — from quiet morning runs to afternoon anchor-ups. Located at The Boat House Chicago – Chain O’ Lakes, this boat is right at home on local waters known for weekend get-togethers and sunset cruises. If you’ve been searching for a like-new Monterey without the brand-new price tag, this one deserves a closer look. Contact us today to schedule your showing before the season kicks off.Additional FeaturesBimini top with boot Fiberglass cockpit liner with non-skid In-floor ski storage with gas-assisted hatch & dry deck Stainless-steel drink holders, grab handles Swim platform with integral ladder Digital GPS speedometer & helm instruments Leather-wrapped tilt steering wheel Head compartment (toilet and sink) Seating with bow bolsters and lounge areas Location:Johnsburg, IL Manufacturer:Monterey Year:2023 Status:IN STOCK Stock #:UBA1726-B1-B length:27 hours:165 hull-type:Fiberglass/Composite fuel-type:Gasoline engine-horsepower:350 power:Mercruiser 6.2 drive:Single Outboard Location Johnsburg, IL Payment Calculator Loan Payment Details Price of Inventory Item Min: $0 Max: $5000000 Sales Tax (%) Min: 0% Max: 10% Trade-In Value or Down Payment Min: $0 Max: $5000000 Rate (APR %) Min: 0% Max: 30% Term (Months) Min: 0 Months Max: 288 Months Monthly Payment Summary Price of Inventory Item:$ 129999 Sales Tax (%)7 % Trade In Value or Down Payment$ 0 Rate (APR %)7.25 % Term Months240 Months Estimated Monthly Payment:$ *Financing offered through the Boat House Financial Services and our lending partners. Available rates are dependent on many factors including credit score, down payment, loan term, loan amount, vessel value and vessel age. Minimum credit history and down payment requirements will dictate final approval. Rates are subject to change without notice. Financing is available with approved credit (W.A.C.).The Boat House reserves the right to withdraw any offer of financing. Apply For Financing 38 Views This Week 2023 Monterey 278 - Featured Johnsburg Used IN STOCK $ 129,999 Apply for Financing Trade/Sell Schedule Demo Contact Seller: Δ Inquiry Type Get More Info Buy Boat Check Price Name(Required) First Last Email(Required) PhonePreferred Method of Contact:Preferred Method of ContactEmailPhoneWhere Customer Boats:Comments/QuestionsThis field is hidden when viewing the formBoat TitleThis field is hidden when viewing the formLocationThis field is hidden when viewing the formBoat URLThis field is hidden when viewing the formStocknumberThis field is hidden when viewing the formmmid Calculate Payment Other Recommended Boats: 2025 G3 Boats 18DK New - SPECIAL SAVINGS! Whitewater, WI 2025 Sportsman 212 Open New - $90,880 Naples, FL 2025 Boston Whaler 210 Vantage New - IN STOCK Three Lakes, WI 2022 Supra SL Used - $119,999 Elkhorn, WI 2026 Cobalt R6 New - IN STOCK Sister Bay, WI 2024 Nautique Ski Closed Bow Used - $116,999 Three Lakes, WI 2026 Sweetwater 2286 SBC New - IN STOCK Port Charlotte, FL 2026 Bennington 25SSB-SPS (PB) New - IN STOCK Elkhorn, WI 2026 Nautique G25 New - SALE PENDING Lake Geneva, WI 2026 Bennington 23RFB-ESP New - IN STOCK Nashotah, WI 2026 Bennington 23MSB-SPS New - IN STOCK Elkhorn, WI 2026 Bennington 22MSB-SPS (PB) New - SALE PENDING Elkhorn, WI 2013 Bennington 2550RCB ESP TRI Used - $44,999 Three Lakes, WI 2026 Sportsman 322 Open New - IN STOCK Port Charlotte, FL 2026 Boston Whaler 160 Super Sport New - IN STOCK Sister Bay, WI 2026 Sportsman 231 Heritage New - IN STOCK Naples, FL 2020 San Pan 2600 ULC Used - $64,995 Naples, FL 2022 Bennington 24LXSRC Used - $72,999 Johnsburg, IL 2026 Bennington 22MOFB-SPS (TC) New - IN STOCK Sister Bay, WI 2025 Bennington 20SL-SPS Used - $52,999 Elkhorn, WI 2010 Bennington 2274Gli Used - $24,999 Nashotah, WI 2026 Hurricane 24 CC New - IN STOCK Port Charlotte, FL 2026 Hurricane SD 3200 OB New - IN STOCK Naples, FL 2023 Splendor 259 Sunstar Used - $59,995 Cape Coral, FL 2026 Hurricane 187 I/O New - IN STOCK Nashotah, WI 2025 Regal LS2 New - SPECIAL SAVINGS! Johnsburg, IL 2025 Nautique G23 New - SALE PENDING Lake Geneva, WI 2025 Monaco 235 SB New - SALE PENDING Johnsburg, IL 2026 Everglades 315 CC New - IN STOCK Naples, FL 2026 Regal LS6 New - SALE PENDING Johnsburg, IL 2026 Nautique Ski Closed Bow New - IN STOCK Three Lakes, WI 2026 Regal LS9 New - IN STOCK Johnsburg, IL 2026 Bennington 25SSB-SPS (PB) New - IN STOCK Nashotah, WI 2026 MightyG 1476C New - IN STOCK Johnsburg, IL 2026 G3 Boats AV 17 FS New - IN STOCK Three Lakes, WI 2026 Bennington 22MFC New - IN STOCK Elkhorn, WI 2025 Tiara 34 LX Used - $549,900 Port Charlotte, FL 2026 Sweetwater 2286 SBX New - IN STOCK Cape Coral, FL 2007 Four Winns 180H Used - $14,999 Three Lakes, WI 2012 Aqua Patio 240 Used - $31,999 Nashotah, WI 2026 Bennington 25QXSBWA-ESP New - IN STOCK Elkhorn, WI 2026 Cobalt R31 New - IN STOCK Naples, FL 2026 SanPan 2500 ULW New - IN STOCK Naples, FL 2010 Nautique Ski 200 Open Bow Used - $27,500 Elkhorn, WI 2025 Boston Whaler 325 Conquest New - SPECIAL SAVINGS! Sister Bay, WI 2019 Bennington 23SSRX SPS TRI Used - $54,999 Johnsburg, IL 2026 Bennington 20SF-Snap New - IN STOCK Three Lakes, WI 2025 Cobalt R35 New - SALE PENDING Cape Coral, FL 2024 Hurricane 2600 SD New - SPECIAL SAVINGS! Port Charlotte, FL 2020 Sportsman 282 Open TE Used - $149,995 Naples, FL